Yes, Microsoft has removed the option to create a local account from the Windows 10 installation wizard, but there are ways to continue skipping the use of the Microsoft account.
Windows 10 users no longer has the option to create a local account during the out-of-box experience (OOBE) setup, but there’s a workaround if you don’t want to use a Microsoft account. Although you have been able to choose between a Microsoft account or traditional local account during the setup process, the experience has always been intended to lure users into selecting the Microsoft account option.
The reasoning behind this approach is that Microsoft wants you to use the cloud-based account system to take advantage of additional benefits, such as access to many of the company’s online services, the ability to sync settings and files across devices, as well as manage various aspects of your devices, including updating personal information, easily reset the account password, and find your computer if it’s lost or stolen.
However, there are still people who prefer the security, privacy, and simplicity of a local account, which was one of the reasons the option was available during the setup process. But since version 1903 (May 2019 Update), the choice has disappeared entirely.
If you’re among those who use the Windows 10 and prefer the offline account type, the next time that you reset or set up a new device, or perform a clean installation, you will have to use a workaround if you want to create a local account.
To create a local account within the out-of-box experience for Windows 10 Home, while in the account setup stage, use these steps:
1, Disconnect the computer from the network. If you’re using an Ethernet connection, disconnect the cable from the back of your computer. If you’re using a wireless connection, turn off the adapter using the shortcut on your laptop. (In the case that there’s no way to disable the Wi-Fi adapter, then press “Shift”+ “F10” and then use below command to disable the Wi-Fi. When done, restart your computer, and you should be able to create a local account.
Before you enter the command to disable WiFi, you must know the correct name of the wireless interface that you want to disable. So, first, enter the following command to view the names of your network interfaces:
netsh wlan show interfaces
Now, type the below command which is used to disable WiFi in Windows 10. Most likely, the name could be defaulting as “Wi-Fi”.
netsh interface set interface name=”Wi-Fi” admin=DISABLED
Once you complete the steps, and you’re back on the desktop, reconnect the device to the network and enable the Wi-Fi, and now you are ready to use Windows 10 with a local account.
netsh interface set interface name=”Wi-Fi” admin=ENABLED
Ref: How to create a local account while setting up Windows 10 Home | Windows Central